Nicholas Pell

Nicholas Pell is a freelance writer based in Southern California by way of Portland, OR and Providence, RI. He covers consumer credit, retirement, mortgages, debt management and frugal living.

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Complaining 1223 article
Business Insider

The Fine Art of Complaining to Customer Service and Getting What You Want

There's a finesse to getting what you want from customer service people....

Creditincrease 0319 article
Business Insider

Will Asking for a Credit Increase Harm Your Credit -- Or Help It?

A credit increase can be a double-edge sword. So how do you know you're getting the right end?...

Eyes piggy bank front lead article
Business Insider

Best Ways to Use Your Pocket Change

It piles up in your pockets, on your nightstand and in bowls. You might raid it in emergencies or when you come up short doing your laundry. Mostly, however, it just takes up space without getting put to any good use. Lets change that....

Suitfitting front lead article
Business Insider

How to Build Your Suit Collection

Whether you need to wear a suit every day to work or just need something in your closet for special occasions, the task of buying suits can seem daunting. However, it doesn't need to be, and it doesn't have to break the bank....

Moneyissues front lead article
Business Insider

How to Handle Financial Infidelity

What do you do if your partner comes to you and tells you that he or she has been secretly spending money?...

Apartment article
Business Insider

Renting With Bad Credit

Renting With Bad Credit. Apr 5, 2012 / By Nicholas Pell / Comments 0. Launch Infographic · Embed Infographic. When you have bad credit, you don't just have ......

Credit card article
Business Insider

When to Choose Credit Over Debit

Credit. When to Choose Credit Over Debit. Sep 12, 2012 / By Nicholas Pell / Comments 0. credit card · Launch Infographic · Embed Infographic. “Debit or credit?...

Applying for new credit is a great way to ruin your shot at a mortgage article
Business Insider

What Not to Do When Applying for a Mortgage

... Applying for a Mortgage. Jan 21, 2013 / By Nicholas Pell / Comments 0 ... Nicholas Pell is a personal finance writer based in Los Angeles, CA. He is the last of ......

Tax tips for 1099ers article
Business Insider

MintLife Blog | Personal Finance News & Advice | Tax Tips for 1099ers

Planning. Tax Tips for 1099ers. Feb 14, 2013 / By Nicholas Pell / Comments 0. Tax Tips for 1099ers · Launch Infographic · Embed Infographic. Tax season is no  ......

Negotiaterent 1223 article
Business Insider

How to Pay Less On Your Rent By Negotiating With Your Landlord

Everything is negotiable... everything except the rent on your apartment. Right? Maybe not....

Common credit repair scams article
Business Insider

Learn to Spot Fraudulent Credit Repair Services | GOBankingRates

Cleaning up your credit is a smart move, but some credit repair services are fraudulent. Learn how to spot credit repair scams and avoid them....

Offshore savings accounts article
Business Insider

Pirate Banks Help Modern Swashbucklers Avoid Taxes | GOBankingRates

Many wealthy Americans use offshore accounts -- so-called "pirate banks" -- to stash their money and avoid taxes. How do these accounts actually work?...

Business Insider

Debt Collectors Bringing you Down? | GOBankingRates

Debt collectors are also victims of the struggling economy, as Americans who want to get out of debt and make payments simply don't have the cash to do so....

Vesting article
Business Insider

How 401(k) Vesting Really Works | GOBankingRates

Employer 401(k) retirement contributions aren't always yours to take 100 percent of the time. Some companies practice vesting when contributing to 401(k) plans....

Kony 2012 thumb article
Business Insider

Is Kony 2012 a Legitimate Cause? | GOBankingRates

Invisible Children released a video called Kony 2012 that has since gone viral -- is this a legit charity or are they abusing donations?...